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Carlos Perez
I can help you with the most important decision of your life ... It's not Just a House, it's Your HOME! Call me Today.
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Find Out About the Latest Norwalk, Stamford, Shelton and Trumbull Area Homes for Sale Before Anyone Else! 

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What are the financial benefits of having a home near a body of water?

A 
The mere presence of water within 300 feet increases a home's value by 22 percent.
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Carlos Perez, REALTOR®, real estate agent and broker for Norwalk, Stamford, Shelton and Trumbull, Connecticut home listings, property and land for sale - NUMBER1EXPERT

Carlos Perez
RE/MAX Right Choice

105 Technology Drive
Trumbull, CT 06611
Primary: 203-395-8086
Norwalk: 203-855-0413
Trumbull: 203-268-1118
Fax: 203-452-6869
Email: carlosperez@NUMBER1EXPERT.com
Email: carlosperez@remax.net

MY FOCUS IS TO PROVIDE PROFESSIONAL SERVICE WITH A PERSONAL TOUCH. "CONOCIMIENTO, REPUTACION, RESULTADOS."

Equal Housing MLS REALTOR


RE/MAX Right Choice real estate and homes for sale in Norwalk, Stamford, Shelton and Trumbull Connecticut

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