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About Carlos Perez:
About Carlos Perez - Information about Carlos Perez of Norwalk, Stamford, Shelton and Trumbull, Connecticut Testimonials - Read what Carlos Perez's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Connecticut home buying & property selling information is guaranteed by Carlos Perez. Privacy Guarantee - This Norwalk, Stamford, Shelton and Trumbull real estate web site will respect your privacy, guaranteed by Carlos Perez. No Obligation Guarantee - Carlos Perez's real estate help by email is free & without obligation for Norwalk, Stamford, Shelton and Trumbull home owners in Connecticut. Children's Miracle Network - Official Sponsor of the Children's Miracle Network Little League Baseball - Official Sponsor of the Babe Spinola American Little League (BSALL) For Real Estate Agents - Let Carlos Perez help you with your professional real estate broker and agent needs in the Norwalk, Stamford, Shelton and Trumbull area. About NUMBER1EXPERTS - NUMBER1EXPERTS are top real estate professionals, find out more. Contact Information - How to contact Carlos Perez. Go to Main Sitemap - Main sitemap sections include Find Norwalk, Stamford, Shelton and Trumbull Homes, For Home Buyers, For Home Sellers, Norwalk, Stamford, Shelton and Trumbull Information, Real Estate Resources, and About Carlos Perez. 
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?
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| A |
George Washington, the first President of the United States. |
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