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Special Offers - Special offers for Norwalk, Stamford, Shelton and Trumbull homeowners from Carlos Perez. Affiliates - Carlos Perez's real estate web site affiliates. Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Connecticut real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Carlos Perez anything real estate. NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - Carlos Perez's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Carlos Perez's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Norwalk, Stamford, Shelton and Trumbull property in Connecticut, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Norwalk, Stamford, Shelton and Trumbull Homes, For Home Buyers, For Home Sellers, Norwalk, Stamford, Shelton and Trumbull Information, Real Estate Resources, and About Carlos Perez. 
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What is the earliest residential building that remains in Manhattan?
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| A |
Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783. |
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